*{box-sizing:border-box;margin:0;padding:0}
:root{--ink:#1a1c1e;--org:#bf5700;--org-d:#9a4600;--body:#444;--mute:#777;--line:#e5e1db;--soft:#f7f5f2}
html{scroll-behavior:smooth}
body{font-family:Inter,Arial,Helvetica,sans-serif;color:var(--body);background:#fff;font-size:18px;line-height:1.6}
a{color:var(--org)}
img{max-width:100%;display:block}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
/* header */
.top{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:10}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:12px;padding-bottom:12px}
.top .brand img{height:58px;width:auto}
.nav{display:flex;align-items:center;gap:26px;font-size:16px;font-weight:500}
.nav a{color:var(--ink);text-decoration:none}
.nav a:hover{color:var(--org)}
.nav .btn{color:#fff}
.menu{display:none;background:none;border:1px solid var(--line);border-radius:6px;padding:8px 12px;font:600 15px Inter,Arial;color:var(--ink)}
@media(max-width:900px){.nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:flex-start;padding:16px 20px;border-bottom:1px solid var(--line);gap:14px}.nav.open{display:flex}.menu{display:block}.top .brand img{height:40px}}
/* buttons */
.btn{display:inline-block;background:var(--org);color:#fff;font-weight:700;font-size:17px;padding:13px 26px;border-radius:6px;text-decoration:none;border:0;cursor:pointer;font-family:inherit}
.btn:hover{background:var(--org-d)}
.btn.sm{font-size:15px;padding:9px 18px}
.btn.ghost{background:transparent;color:var(--ink);border:2px solid var(--ink)}
.btn.ghost:hover{background:var(--ink);color:#fff}
/* hero */
.hero{background:#fbf7f3 url(hero.jpg) right center/cover no-repeat;padding:64px 0 72px}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.eyebrow{font-weight:700;font-size:14px;letter-spacing:3px;text-transform:uppercase;color:var(--org)}
h1{font-weight:900;color:var(--ink);font-size:clamp(38px,5.4vw,62px);line-height:1.04;letter-spacing:-1.2px;margin-top:12px}
h1 span,h2 span{color:var(--org)}
.lead{font-size:clamp(18px,2.2vw,22px);color:var(--body);margin-top:18px;max-width:560px}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:22px}
.chips li{list-style:none;background:#fff;border:1px solid var(--line);border-radius:30px;padding:6px 14px;font-size:15px;font-weight:600;color:var(--ink)}
@media(max-width:900px){.hero{background:#fbf7f3;padding:40px 0}.hero .wrap{grid-template-columns:1fr;gap:28px}}
/* form card */
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:28px;box-shadow:0 12px 40px rgba(26,28,30,.08)}
.card h2{font-size:24px;font-weight:900;color:var(--ink);line-height:1.2}
.card p.sub{font-size:15px;color:var(--mute);margin-top:4px}
form{margin-top:16px;display:grid;gap:12px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
label{font-size:14px;font-weight:600;color:var(--ink);display:block;margin-bottom:4px}
input,select,textarea{width:100%;font:16px Inter,Arial,sans-serif;padding:11px 12px;border:1px solid #cfc9c1;border-radius:6px;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:2px solid var(--org);border-color:var(--org)}
.check{display:flex;gap:10px;align-items:flex-start;font-size:13px;line-height:1.45;color:var(--body);font-weight:400}
.check input{width:18px;height:18px;margin-top:2px;flex:none}
.hp{position:absolute;left:-9999px}
form .btn{width:100%;font-size:18px;padding:15px}
.fine{font-size:12.5px;color:var(--mute);line-height:1.5}
/* sections */
section.s{padding:72px 0}
section.alt{background:var(--soft)}
section.dark{background:var(--ink);color:#ccc}
section.dark h2{color:#fff}
h2{font-weight:900;color:var(--ink);font-size:clamp(28px,3.6vw,40px);line-height:1.12;letter-spacing:-.6px}
.intro{max-width:720px;margin-top:12px;font-size:19px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:36px}
.step{background:#fff;border:1px solid var(--line);border-radius:10px;padding:22px}
.step .n{font-weight:900;color:var(--org);font-size:15px;letter-spacing:2px;text-transform:uppercase}
.step h3{font-size:20px;color:var(--ink);margin-top:6px;line-height:1.25}
.step p{font-size:16px;margin-top:8px}
.tag{display:inline-block;font-size:12px;font-weight:700;letter-spacing:1px;text-transform:uppercase;background:#f6ebe1;color:var(--org-d);border-radius:4px;padding:2px 8px;margin-top:10px}
.note{margin-top:26px;border-left:4px solid var(--org);padding:6px 0 6px 16px;font-weight:600;color:var(--ink);max-width:820px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:32px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:32px}
.box{background:#fff;border:1px solid var(--line);border-radius:10px;padding:24px}
.box h3{font-size:20px;color:var(--ink);line-height:1.3}
.box p{margin-top:8px;font-size:16.5px}
ul.dots{margin-top:16px;padding-left:0}
ul.dots li{list-style:none;position:relative;padding-left:24px;margin-top:10px}
ul.dots li:before{content:"";position:absolute;left:0;top:10px;width:9px;height:9px;border-radius:50%;background:var(--org)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
details{background:#fff;border:1px solid var(--line);border-radius:8px;padding:16px 20px;margin-top:12px}
summary{font-weight:700;color:var(--ink);cursor:pointer;font-size:18px}
details p{margin-top:10px;font-size:16.5px}
.notice{background:#fff;border:1px solid var(--line);border-radius:10px;padding:22px;font-size:15.5px;margin-top:20px}
.cta{background:var(--org);color:#fff;border-radius:12px;padding:40px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.cta h2{color:#fff}
.cta p{color:#fff;opacity:.92;margin-top:6px}
.cta .btn{background:#fff;color:var(--org)}
.cta .btn:hover{background:var(--ink);color:#fff}
.page-head{background:var(--soft);padding:56px 0 44px;border-bottom:1px solid var(--line)}
.prose{max-width:780px}
.prose h2{font-size:28px;margin-top:40px}
.prose h3{font-size:21px;color:var(--ink);margin-top:28px}
.prose p,.prose ul{margin-top:12px}
.prose ul{padding-left:22px}
.prose li{margin-top:6px}
@media(max-width:900px){.steps,.grid3{grid-template-columns:1fr 1fr}.grid2,.split{grid-template-columns:1fr}}
@media(max-width:600px){.steps,.grid3,.row2{grid-template-columns:1fr}section.s{padding:52px 0}.card{padding:22px}.cta{padding:28px}}
/* footer */
footer{background:var(--ink);color:#aaa;padding:48px 0 36px;font-size:15px}
footer .cols{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}
footer img{height:42px;width:auto}
footer a{color:#ddd;text-decoration:none}
footer a:hover{color:#fff}
footer .links{display:flex;gap:22px;flex-wrap:wrap;margin-top:6px}
footer .legal{margin-top:26px;border-top:1px solid #333;padding-top:18px;font-size:13px;color:#888}

textarea{resize:vertical;min-height:96px;line-height:1.45}